Golf Credit Limited is a specialist finance provider that helps golfers spread the cost of their annual golf club membership through affordable monthly payments.

We work directly with participating golf clubs across the UK to make membership more accessible, flexible and manageable, without large upfront costs.

Golf Credit is authorised and regulated by the Financial Conduct Authority (FCA). FCA 723510

Renewing is simple.

Your golf club will normally contact you when your membership renewal becomes due. Once your renewal is available, you can submit a new Golf Credit application, as an existing customer online via the application portal.

In many cases, the process only takes a few minutes.

Golf Credit currently offers two payment dates:

• The 1st of the month

• The 15th of the month

If these dates are completely unsuitable, we may still be able to help. Requests must be made in writing.

All requests are considered individually.

If your club does not appear on the application list, it usually means:

• The club is not currently partnered with Golf Credit

• The legal name of the golf club is not being entered, The Golf Club Limited not just Golf Club Limited.

• The club has temporarily paused applications

• Your club setup is still being complete

If your club is not listed and you would like us to contact them, please get in touch

Golf Credit currently specialises in finance for golf club memberships offered through participating clubs.

Any future products or services will always be offered in line with FCA regulations and responsible lending standards.

If you are struggling to make payments, please contact us as soon as possible.

We understand that circumstances can change and we will always try to work with you to find a sensible solution.

Missing payments may affect your credit account and could result in your golf club membership being suspended or cancelled by the club.

The earlier you speak to us, the more options we may be able to offer.

Golf Credit keeps things simple:

• No setup fees

• No hidden charges

• No penalties for missed payments

You simply repay the agreed monthly amount shown in your credit agreement.

A flat rate is the simple interest charged on the original amount borrowed.

APR (Annual Percentage Rate) includes the overall yearly cost of borrowing, including interest and any applicable charges, allowing you to compare finance products more easily.

Flat rates often look lower than APRs because APR reflects the true annual cost of borrowing.

This message usually means there has been a temporary issue processing your application.

Common reasons include:

• Entering as a new customer when you are already existing.

• Internet/browser issues

• A temporary system interruption

If the problem continues, please contact our support team and we will be happy to help. accounts@golf.credit.co.uk

Yes. As a responsible FCA-regulated lender, Golf Credit may carry out a credit search as part of your application.

This helps us assess affordability and ensure that the finance offered is suitable for you. Credit searches by us will not be visible on your credit file. As an existing customer we only apply the searches every two years.